First Time Buyers: 95% - 104% Financing - Finance the purchase of your home as well as the closing costs. Many of our programs even offer NO PMI! Low Fixed Rate or Adjustable Rate Mortgages. FHA and VA Loans - Government subsidized mortgages with flexible credit and underwriting guidelines. A Minus Loans - Mortgage loans for people with past credit difficulties. New Home Purchases & Refinancing: Low Fixed Rate or Adjustable Rate Mortgages. Programs range from No Downpayment to Low Rate/High Equity loans. Extended rate locks up to 270 days for New Construction. Jumbo Loans: Competitively Low Fixed Rate or Adjustable Rate Mortgages. Programs range from moderate purchase and refinance amounts up to multimillion dollar mortgages. Contact us for a custom rate quote based on your personal needs. Self-Employed Borrowers: Fast, Free Preapproval! Self-employed borrowers have a home with First Mortgage Corp. We can assist you with over 15 different no income verification programs. Second Homes:First Mortgage Corp. has access to the best investors for second homes. Investment property. Vacation homes. Purchase your vacation home with as little as 5% down. Relocations: Enjoy the speed and online convenience of working with First Mortgage Corp Mortgage Advisor as you search for your new home. Online Mortgage tools and Loan updates via e-mail. Coordination of the financing process with your local real estate agent. New Construction and Renovation: One simple application to make your life easier. One single closing for your convenience. One set of closing costs to save you money. Build a home on your own land, using the equity in the land as your down payment. Build a home on land given to you as a gift, possibly with no downpayment. Purchase a new lot of land for building your dream home. Purchase a new lot of land for building your getaway vacation home. Design and build a modular or system built home. Purchase a home and finance the cost of improvements. Finance the costs of renovations on your existing home. Finance a new addition to your existing home. Add extras to your home, refinance and save with a new, lower rate. Investment Property: Investment properties are a real specialty mortgage, and we give you access to the best wholesale commercial lenders in New England and nationwide. Get a custom rate quote for your specific property type. Learn out how to leverage your current and future investment equity to make your payments as low as possible while building wealth. Bottom line, we find you the best mortgage deal the market has to offer! Contact one of our Mortgage Advisors via our online request form, or simply complete a secure and confidential Express Application for a custom rate quote. Small Commercial - EasyCash Loan Program Stated Income - Stated Asset means no need for tax returns or W-2's, ideal for cash oriented businesses Loan Sizes from $100k - $1 million Quick Turnaround - 45 day average from start to finish due to reduced paperwork requirements We can do multi-family, mixed use, office, industrial/warehouse, retail, hospitality, automotive (no gas stations), and special purpose such as movie theaters, restaurants and bars. Didn't find your specific program? We have hundreds of programs, for all types of mortgage needs. The above programs are only a small sampling or our most popular requests. For detailed information on a loan product that is tailored to your specific needs, use our easy online request form to request information. If you'd like to get a free preapproval without obligation, try our Express Application. For expert mortgage counseling, call us toll free at: 866-my-mtg-co.